Comments on: Top 10 Questions http://www.obama-loanmodification.com “Obama’s Loan Modification Program - How to Qualify for Help!” Fri, 27 Jan 2012 20:42:40 +0000 hourly 1 http://wordpress.org/?v=3.1.3 By: Top 10 Questions « obamaloanplan http://www.obama-loanmodification.com/top-10-questions/comment-page-1/#comment-517 Top 10 Questions « obamaloanplan Sat, 08 Oct 2011 09:09:26 +0000 http://www.obama-loanmodification.com/?page_id=45#comment-517 [...] President Barack Obama’s loan modification program, the Homeowner Affordability and Stability Plan over 7 million homeowners [...] [...] President Barack Obama’s loan modification program, the Homeowner Affordability and Stability Plan over 7 million homeowners [...]

]]> By: john http://www.obama-loanmodification.com/top-10-questions/comment-page-1/#comment-461 john Mon, 23 May 2011 23:21:00 +0000 http://www.obama-loanmodification.com/?page_id=45#comment-461 By typing in the cell phone number, like the area code, and pushing the particular search key, Reverse lookup provides you with all of corresponding addresses close to the cell phone number. By typing in the cell phone number, like the area code, and pushing the particular search key, Reverse lookup provides you with all of corresponding addresses close to the cell phone number.

]]> By: janet http://www.obama-loanmodification.com/top-10-questions/comment-page-1/#comment-434 janet Thu, 30 Dec 2010 08:14:35 +0000 http://www.obama-loanmodification.com/?page_id=45#comment-434 If you have tried everything and the loan company has messed up your first try on modificationa and then you don't qualify for the Presidents modification, what else can you do.I have been working on this since 2009. Finished all my modified payments they put me on but then due to their Processor telling me to mail in the new paperwork in the envelope she sent instead of faxing, I got cancelled out of that one and have tried to start over on the govenrment one and don't qualify. All the modified payments I made now had put me farther behind and they have served me with lawyer papers on foreclosure. If you have tried everything and the loan company has messed up your first try on modificationa and then you don’t qualify for the Presidents modification, what else can you do.I have been working on this since 2009. Finished all my modified payments they put me on but then due to their Processor telling me to mail in the new paperwork in the envelope she sent instead of faxing, I got cancelled out of that one and have tried to start over on the govenrment one and don’t qualify. All the modified payments I made now had put me farther behind and they have served me with lawyer papers on foreclosure.

]]> By: Obama’s Federal Loan Modification Program – How to Qualify « Wells Loan Modification http://www.obama-loanmodification.com/top-10-questions/comment-page-1/#comment-407 Obama’s Federal Loan Modification Program – How to Qualify « Wells Loan Modification Sun, 03 Oct 2010 21:26:50 +0000 http://www.obama-loanmodification.com/?page_id=45#comment-407 [...] learn more about Obama’s Federal Loan Modification Program Program you can visit: [...] [...] learn more about Obama’s Federal Loan Modification Program Program you can visit: [...]

]]> By: Brenetta Smith http://www.obama-loanmodification.com/top-10-questions/comment-page-1/#comment-355 Brenetta Smith Mon, 22 Mar 2010 20:25:17 +0000 http://www.obama-loanmodification.com/?page_id=45#comment-355 I received a trial period payment and have continued to make payments. The payments were semi affordable. Now the modification contract is here and the company has increased the payments to what they were before when the hardship began and has tacked on 50,000 more of interest and loan adjustments from past loan agreement, eventhough they have wiped out the last agreement and given me a brand new loan that will not change in five years,but if i agree will be for the duration of loan. why do i have to pay 50 grand in past adjustments and interest on a brand new loan? Obamas plan has secured the banks with bailout money. Why are we still paying the mtge co when they have been paid already. Shouldnt the loan be what the market says it is worth at present? I received a trial period payment and have continued to make payments. The payments were semi affordable. Now the modification contract is here and the company has increased the payments to what they were before when the hardship began and has tacked on 50,000 more of interest and loan adjustments from past loan agreement, eventhough they have wiped out the last agreement and given me a brand new loan that will not change in five years,but if i agree will be for the duration of loan. why do i have to pay 50 grand in past adjustments and interest on a brand new loan? Obamas plan has secured the banks with bailout money. Why are we still paying the mtge co when they have been paid already. Shouldnt the loan be what the market says it is worth at present?

]]> By: Betty R http://www.obama-loanmodification.com/top-10-questions/comment-page-1/#comment-352 Betty R Mon, 25 Jan 2010 21:07:33 +0000 http://www.obama-loanmodification.com/?page_id=45#comment-352 I have been trying to modify for 1 year. I am currently 15 months behind. No Notice of Default has been filed yet. My current Loan Balance is $463,000 my current rate is 8.75% adajustable. I am $53,000 in arrears. My current value is 300,000. My monthly gross income is $5,600 and my P and I payment is $3,427.17 this does not include my taxes and insurance. do I qualify for the HAMP Program through my servicer? How would I calculate the NPV Test?. Please help me understand. I have been trying to modify for 1 year. I am currently 15 months behind. No Notice of Default has been filed yet. My current Loan Balance is $463,000 my current rate is 8.75% adajustable. I am $53,000 in arrears. My current value is 300,000. My monthly gross income is $5,600 and my P and I payment is $3,427.17 this does not include my taxes and insurance. do I qualify for the HAMP Program through my servicer? How would I calculate the NPV Test?.
Please help me understand.

]]> By: stop home foreclosure http://www.obama-loanmodification.com/top-10-questions/comment-page-1/#comment-80 stop home foreclosure Tue, 14 Jul 2009 05:36:29 +0000 http://www.obama-loanmodification.com/?page_id=45#comment-80 <strong>stop home foreclosure...</strong> U. S. home prices were down 18. 1% in the year ended April, according to the national Case- Shiller home price index released Tuesday. On a month- to- month basis, prices in 20 selected cities fell 0. 6% in April, with declines in 11 cities. Still, the... stop home foreclosure…

U. S. home prices were down 18. 1% in the year ended April, according to the national Case- Shiller home price index released Tuesday. On a month- to- month basis, prices in 20 selected cities fell 0. 6% in April, with declines in 11 cities. Still, the…

]]> By: Foster http://www.obama-loanmodification.com/top-10-questions/comment-page-1/#comment-65 Foster Tue, 30 Jun 2009 03:59:18 +0000 http://www.obama-loanmodification.com/?page_id=45#comment-65 I received a loan modification through Countrywide. Instead of lowering my interest rate, the offered me a plan where my monthly payments apply only toward the interest owed on the loan. When I disagreed with their offer, they told me to take it or leave it. They also told me that if I did not sign and return the new contract by a specific deadline, I would lose my house. Can financial institutions do this to people? The government has set aside funding to pay banks for loan modifications, if my payments are only going toward my high interest rate, I am funding my loan modification as well. I need to lower my interest rate of 9.350%. What should I do? I received a loan modification through Countrywide. Instead of lowering my interest rate, the offered me a plan where my monthly payments apply only toward the interest owed on the loan. When I disagreed with their offer, they told me to take it or leave it. They also told me that if I did not sign and return the new contract by a specific deadline, I would lose my house. Can financial institutions do this to people? The government has set aside funding to pay banks for loan modifications, if my payments are only going toward my high interest rate, I am funding my loan modification as well. I need to lower my interest rate of 9.350%. What should I do?

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