Comments on: Obamas Home Loan Modification Plan Do You Qualify?

By: Lucas

Lucas — Wed, 28 Oct 2009 18:56:52 +0000

I tried to work with my mortgage company (Natinal City) and they disapproved me for the loan modification program. I am now thinking about paying the $3,000 to a company with a Home Savers Program. I cannot afford to pay $3,000, so I was wondering if these “types” of program are successful or not. Has anyone had success working with private organizations to get their loan modified? Has anyone had success with the “Complete Loan Modification Kit” mention on this website, as a recommended source?

By: Ernesto Perez

Ernesto Perez — Tue, 20 Oct 2009 18:16:19 +0000

I am a single indiviual that is currently out-of-work. I purchased my house here in Texas in December of 2007. My house payment went up $200.00 since. The original homebuilder went out of business and another came in and started building lower priced homes. I filed for the loan modification in 07/2009 and was also layed off. I have been getting the run around from Chase. Now they are telling me that my loan is FHA and they a not funding this program. I thought it was for people in need. They are also telling me that my un-employment is not considered income. All I have is a small retirement from one of my jobs. Is there anyone that can help me?

By: Comparing Loan Modification Deals | Personal finance

Comparing Loan Modification Deals | Personal finance — Mon, 21 Sep 2009 09:11:10 +0000

[...] #4: Find out more about cash incentives. Also incorporated under Obama’s loan modification plan are cash incentives to encourage participation. Servicers and borrowers are both entitled to cash [...]

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By: Zashkaser

Zashkaser — Thu, 06 Aug 2009 03:15:27 +0000

Hello. I think the article is really interesting. I am even interested in reading more. How soon will you update your blog?

By: Linda Godfrey

Linda Godfrey — Wed, 05 Aug 2009 23:47:34 +0000

I qualified for the program and my lender participated yet, my lender disapproved it because the investors of the loan did not participate. I never heard of such non-sense in my life. I tried contacting my lender 3 times to go thru them for this program but they never returned my e-mails or phone calls. So, I tried a different source (attorneys and funding organization) and paid $3000.00 who processed and worked with my lender (CitiMortgage). CitiMortgage wants me to go thru them for some “Work Around” program they claim to have but the interest rate may be higher than the funding organization had got them to agree to. I’m so upset because I’m struck with a high mortgage and no one can help me get a 30-year fixed rate, even though I have excellent credit, just my house is upside-down by about $80K. I thought the Obama Administration could help us since we had an interest-only loan, etc. I guess not; I’ll probably end up like most Americans in foreclosure losing my home. I’m just hoping that Citimortgage will decide to work something out with the funding organization that I paid. Citimortgage has not been very cooperative with me or anyone that I know.

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superdrupermegapuper54321 — Tue, 21 Jul 2009 16:40:52 +0000

superdrupermegapuper54321…

Very usefull info. Thanks!…

By: Dorothy

Dorothy — Tue, 09 Jun 2009 04:08:29 +0000

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